VaultKeeper
NewNow on iPad and Mac, and ready for iPhone Duo

Track every dollar.
Ask AI what it means.

A private, AI-assisted money tracker for iPhone, iPad and Mac. Unlimited wallets, automatic bank sync, household sharing, and an assistant that actually knows your finances.

Free tier, or Premium at $49.99/year ($4.17/mo) with a 7-day free trial, or $5.99/month · One subscription covers iPhone, iPad and Mac

See it before you install

The same screens you get on day one: bank sync, net worth, the assistant, budgets and household sharing.

You're good with money. Now it shows: the Home screen with net worth, budgets and wallets. Ask your money anything: the AI assistant splitting a month of spending into a category pie chart. Bank sync that sorts itself: wallets kept up to date from connected banks. Every subscription you forgot you had, found: one category's six-month trend, budget and charges. A budget that survives real life: monthly category budgets showing spend against each cap. Household money, finally in sync: inviting a member by email or share link. Premium at $49.99 a year with a 7-day free trial, over the Transactions screen.

Swipe to see more

New

Now on iPad and Mac

VaultKeeper runs natively on iPad and Mac, and it's ready for iPhone Duo. Every screen gets a layout made for its size, and your wallets, budgets and household stay in sync across all of them.

iPad

A sidebar for every section, your net worth and budgets beside your latest transactions, every transaction in a table, and your stats side by side. Hold it any way you like, or keep it beside another app.

VaultKeeper on iPad: Home with net worth, budgets and the month's totals beside wallets and recent transactions.
Home
Transactions on iPad: a searchable table with category, wallet and amount columns.
Transactions
Stats on iPad: income and expenses by category, side by side.
Stats
Budgets on iPad: each category's spending against its monthly cap.
Budgets
Categories on iPad: expense and income categories side by side.
Categories

Mac

A real Mac app with a sidebar, a menu bar and keyboard shortcuts: Command-N adds a transaction, Command-R syncs your banks, Command-F searches. Every transaction sits in a table and the charts follow your pointer. Requires macOS 14 or later.

Get the Mac app
VaultKeeper on Mac: Home with net worth, budgets and the month's totals in one column, wallets and recent transactions in the other.
Home
Transactions on Mac: a searchable table with category, wallet and amount columns.
Transactions
Stats on Mac: income and expenses by category, side by side.
Stats
Budgets on Mac: each category's spending against its monthly cap, in two columns.
Budgets
Categories on Mac: expense and income categories side by side.
Categories

iPhone Duo

Open it and VaultKeeper spreads out like the iPad app, with your summaries beside your transactions and your stats side by side. Fold it shut and it's the iPhone app again.

VaultKeeper on iPhone Duo, opened: Home with net worth and budgets beside recent transactions.
Home
Transactions on iPhone Duo: a searchable table with category, wallet and amount columns.
Transactions
Stats on iPhone Duo: income and expenses by category, side by side.
Stats
Budgets on iPhone Duo: each category's spending against its monthly cap.
Budgets
Categories on iPhone Duo: expense and income categories side by side.
Categories

Sign in once and everything follows you. One Premium subscription covers every device.

Everything in one place

Built for the way households actually track money today, not the spreadsheet you gave up on last January.

Unlimited wallets

Checking, savings, credit cards, cash, investments: each with its own balance, currency, and color. Multi-currency net worth, drag-to-reorder, deactivation for closed accounts.

Bank sync (Plaid)

Connect any supported bank. Automatic transaction import with smart auto-categorization from your history. Investment accounts supported (buys, sells, dividends). Sync all at once or per-wallet on demand.

Premium

Ask AI

"How much did I spend on groceries last month?" Answered from your real wallets and transactions, not from a generic chatbot's imagination. Powered by Anthropic's Claude. Session-only conversations, consent-gated, no training on your data.

Premium

Smart Categorization

Imported transactions auto-sort into your categories using Apple Intelligence on your iPhone, and nothing leaves the device. Works alongside history matching and bank-provided categories. Available on iPhone 15 Pro and newer.

On-device AI

Household sharing

Invite family members by email. Everyone sees the same ledger in real time: add, edit, categorize from any device. Leave or remove members anytime.

Premium

Stats that actually help

Monthly + yearly breakdowns with drill-down by category, wallet, and date range. Full-text search across every transaction. CSV export for tax prep or your own analysis.

Private by default

No ads, no analytics, no selling your data. Face ID / Touch ID lock, optional TOTP 2FA, end-to-end TLS. Complete account deletion available in Settings.

Budgets

Set a monthly cap on any category and watch it against how that category normally goes, not a flat calendar line. Rent landing on the 1st doesn't read as “95% spent with 29 days to go”. Three budgets free, unlimited on Premium.

Recurring transactions

Set up rent, subscriptions, paychecks, transfers: daily, weekly, monthly, yearly. Due ones surface on the dashboard for one-tap accept or skip. No surprise duplicates if you miss a day.

Simple pricing

Start free, upgrade when you need bank sync, AI, or household sharing. One subscription covers your iPhone, iPad and Mac.

Free

$0 · forever
Everything you need to get the hang of it.
  • Up to 5 wallets
  • Unlimited categories
  • Monthly & yearly stats
  • Up to 3 budgets
  • CSV export

Privacy is the point.

Your financial data belongs to you. We don't show ads, we don't run analytics, and we don't sell anything about you to anyone.

No ads, ever
No telemetry
No data sold
Face ID & Touch ID lock
TOTP 2FA
Full account deletion